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News archive

July 19th, 2017 at 2:26 PM

Can I get a joint credit card?

In the UK, there are no joint credit cards, but you may be able to add additional cardholders on to your account. Bear in mind that the liability to pay debt lies with the original cardholder.
July 19th, 2017 at 2:25 PM

Is a prepaid card the same as a credit card?

Prepaid cards let you add a particular amount of money onto a card which can be used to make purchases and withdraw cash. Unlike credit cards, there’s no credit arrangement so there will be no interest to pay back.
July 19th, 2017 at 2:25 PM

Are store cards the same as credit cards?

Store cards are not the same as credit cards but work in a similar manner.
July 19th, 2017 at 2:25 PM

Are business credit cards worth considering?

Business credit cards may suit you if you are a business owner, but you should be wary of annual fees that tend to be a requirement for one of these cards.
July 19th, 2017 at 2:23 PM

Can I get a credit card if I have a bad credit history?

It depends on your own circumstances but there are a number of cards designed specifically for those with troubled credit histories. To minimise the risk of further damage to your credit record you should use a soft search before applying for a...
July 19th, 2017 at 2:23 PM

What's a student credit card?

A number of credit card providers offer student credit cards, with these designed to meet the needs of student life.
July 19th, 2017 at 2:22 PM

What's a credit builder card?

Credit builder cards are specifically designed to build a credit score for those who have struggled to get credit. They often have high interest rates and may end up damaging your credit ration further.
July 19th, 2017 at 2:15 PM

What's a charity credit card?

A surprising number of UK charities have charity credit cards in their names and these allow you to donate a proportion of your spending to them.
July 19th, 2017 at 2:15 PM

Are charge cards the same as credit cards?

Charge cards are not quite the same as credit cards, but they work in similar ways. You will have to repay the balance in the same way, but they are usually targeted towards high earners.
July 19th, 2017 at 2:14 PM

What's a premium credit card?

Premium credit cards offer a number of benefits such as insurance, reward points and cashback. These usually charge an annual fee and applicants will need a good credit history in order to be given a card.
July 19th, 2017 at 2:14 PM

What's a travel credit card?

Travel credit cards are typically tailored for spending abroad.
July 19th, 2017 at 2:13 PM

What's an air miles card?

This is a form of rewards card that offers rewards used for travel, including flights.
Page 2 of 101234...
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