News archive

July 19th, 2017 at 2:06 PM

A soft search is a check to see which credit deals you’re most eligible for before applying. This kind of search will not impact your credit history.
July 19th, 2017 at 2:05 PM

When you apply for a credit card a credit check will be carried out, with this deciding whether you get accepted and the interest rate offered.
July 19th, 2017 at 2:05 PM

Compound interest is interest paid on interest. It can cost borrowers huge sums of money as it accumulates.
July 19th, 2017 at 2:03 PM

APR stands for annual percentage rate and is used to calculate the cost of lending on financial products. Due to the inclusion of charges, APR can be somewhat difficult to understand; the interest rate may be 14 per cent, but the APR could be 17...
July 19th, 2017 at 2:03 PM

If, like a large number of people, you don’t pay off your credit card debt in full each month you’ll have to pay interest on your debt. Interest rates on credit cards can be very high so you run the risk of your debt getting out of control....
July 19th, 2017 at 2:02 PM

Chargeback is a method of recovering your money if things go wrong on purchases made on debit cards and purchases totalling less than £100 on credit cards.
May 23rd, 2017 at 3:35 PM

The formation of The Co-operative Group happened over 140 years (starting in the 1860’s) from the merger of many independent retail societies, and their wholesale societies and federations. The North of England Co-operative Society was launched...
May 23rd, 2017 at 3:34 PM

In 2008, The Co-operative Group announced a £1.57 billion takeover deal of the Somerfield supermarket chain. The deal was approved by the Office of Fair Trading in October 2008 after the UK watchdog said no competition issues were found at a...
May 23rd, 2017 at 3:33 PM

The Co-operative has been the UK ’s biggest supermarket supporter of Fairtrade since 1992. The Groups sells Fairtrade products in more outlets than any other retailer and also provides the widest range of Fairtrade products, with around 150...
May 23rd, 2017 at 3:31 PM

The Co-op’s store portfolio consists mainly of convenience stores and small-medium-sized supermarkets, although some larger superstores remain in the estate. The majority of these stores are based in neighbourhood areas. The Group decided to...
May 23rd, 2017 at 3:30 PM

The Co-operative Food stores offer customers a range of own-label food and drink products. Food ranges include the ‘Standard’ value range, the ‘Truly Irresistible’ premium range, ‘Healthy Living’ products and a selection of own-brand...
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