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Saga adds 1 year fixed rate account to ISA offering

Saga, the UK’s leading over 50s insurance, holidays and homecare provider, has launched a new fixed rate individual savings account (ISA) that offers a return of 3.6 per cent.
The new Saga One Year Fixed Rate Cash ISA can be opened by savers with £1 and has a maximum allowance of £5,340 for this tax year (2011-12), which ends in just two weeks.
Interest is calculated on a daily basis and paid a year after the first deposit, although there is a monthly option available for those who prefer to receive a regular income from their savings .
The product does not allow money to be transferred in from other ISAs, while withdrawals are allowed but are subject to loss of interest.
Saga Services chief executive Roger Ramsden, said: “We are pleased to be able to add this ISA to our current range, for those who prefer to have access to their money quickly.”
Saga Fixed Rate ISAs are provided by Birmingham Midshires – a division of Bank of Scotland plc – and are only available to UK residents aged 50 and over.

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