International Credit & Debit Card Spending Charges Travel and Flights

International Credit & Debit Card Spending Charges

If you decide to use your card abroad you have two main options. You can either withdraw cash from an ATM machine or you can pay for goods using your debit or credit card. If you use a card, you'll be subject to a fee from your bank. Cash withdrawal charges While withdrawing cash from ATM machines using your debit/credit card may office excellent exchange rates you will most likely incur a load fee. This is known as ERTF (exchange rate transaction fee) and a cash withdrawal fee. Debit and credit cards The load fee is a fee that almost all debit/credit cards will charge you and is typically between 2 and 3% of your transaction...
Low Cost Airlines Travel and Flights

Low Cost Airlines

There are only 5 'low cost' airlines in the UK and Ireland.  Low cost airlines for the rest of Europe are also shown. Low cost airlines are described as airlines that typically have lower fares and due to this, fewer comforts - such as on board TV. These airlines often charge for food, boarding first, baggage and other 'comforts'. What low cost airline options are available in the UK? In the UK, the following airlines are considered low cost carriers: bmibaby easyJet Flybe Jet2 In Ireland, the following carriers are considered low cost: Ryanair All of the above airlines operate in the UK. Low cost airlines in...
Cheap Travel Money - Cheap Foreign Currency Travel and Flights

Cheap Travel Money - Cheap Foreign Currency

There are a plethora of options when it comes to your holiday money. Getting the best deal means getting your travel money for the cheapest possible price. Do you exchange all of your money into cash in the UK and then take it with you? Do you take travellers cheques? Do you withdraw money on your debit card? Do you withdraw money on your credit card? We're trying to make these decisions simple. What card do you have? Some debit / Credit cards are considered to be good for travel money and some are considered to be terrible. What card do you have and are you willing to go through the hassle of a new card for your travel...
What is EHIC & GHIC? Travel and Flights

What is EHIC & GHIC?

EHIC stands for European Health Insurance Card. As a result of Brexit, the EHIC will eventually be replaced by the Global Health Insurance Card (GHIC). However, the EHIC can still be used until it expires. The purpose of both cards is to provide free or discounted medical care in EU member countries. Both cards confer the same benefits for UK nationals who live in the UK. Cardholders can expect to receive medical treatment in a state-run hospital or by a GP in any European Union country as would a local citizen of that country. What this means is that if local people get free medical treatment, then you should too, but if they must...
How to Find Cheap Flights Travel and Flights

How to Find Cheap Flights

You have two main choices when looking for cheap flights. This is essentially whether you are looking to go on holiday using cheap flights and you don't care where you go or are you looking for cheap flights to a specific destination. Looking for cheap flights to a specific destination The best starting point is to look directly on the websites of airlines to get a rough price in your head. British airways is a good place to start. See how much it costs on a quality airline with no hidden costs and a renowned good service. Virgin Atlantic is also worth checking out. They are not famous for bargain flights but again their service is...
Making Phone Calls Abroad Travel and Flights

Making Phone Calls Abroad

Unless your bill is paid for by somebody else you’re probably wanting to avoid using your UK mobile phone abroad. Phone charges can be extortionate for using your UK mobile outside of the UK. Here are some basic tips when taking your mobile phone abroad Top tips for avoiding mobile charges abroad There are 6 key things you should know before you go abroad with your mobile phone. Our top tips are: Always remember to turn off data roaming if you have a phone capable of connecting to the internet (iPhone, Blackberry, HTC, etc). Even if you do not use the phone to access the internet knowingly the phone will connect itself...
Travel Insurance Travel and Flights

Travel Insurance

Travel insurance providers have a huge amount of competition in the modern market so you can often find yourself receiving very low quotes for travel insurance. This rings very true if you’re just heading off to Europe for a week and you’re not partaking in high risk sports. It is important to remember that certain travellers have very specific needs. For example, there are a number of differences between annual and single-trip policies, including the cover limits and what is covered. We’ve broken down the main categories of travel insurance offered below with a quick explanation of each. Request FREE Travel Insurance...