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Balance Transfer Credit Cards

Interest free periods on balance transfers can last up to 18 months. However, you should expect to pay a transfer fee of about 3% of the balance transferred to your new credit card.

Interest building on credit cards can be a real burden, particularly when you’re struggling to pay the credit card off but those interest charges are making life more difficult than it needs to be.

If you wish to temporarily halt interest charges on your credit card, giving you the chance to significantly lower your outstanding balance then applying for a new credit card with a 0% interest period on balance transfers is a great idea.

Again it should be noted that you will still have to make minimum card payments during the period of the 0% interest period.